What Is Cancer?
Cancer is the general name for a group of more
than 100 diseases. Although there are many kinds of cancer, all cancers start
because abnormal cells grow out of control. Untreated cancers can cause serious
illness and death.
Lifetime Risk of
Developing or Dying From Cancer:
The lifetime risk of developing or dying from
cancer refers to the chance a person has, over the course of his or her
lifetime (from birth to death), of being diagnosed with or dying from cancer.
These numbers are average risks for the
overall US population. Your risk may be higher or lower than these numbers,
depending on your particular risk factors.
Males
Risk of developing
|
Risk of dying from
|
|||
%
|
1 in
|
%
|
1 in
|
|
All invasive sites
|
43.31
|
2
|
22.83
|
4
|
Females
Risk of developing
|
Risk of dying from
|
||||
%
|
1 in
|
%
|
1 in
|
||
All invasive sites
|
37.81
|
3
|
19.26
|
5
|
|
Economic
Impact of Cancer
The financial costs of
cancer are high for both the person with cancer and for society as a whole.
The
Agency for Healthcare research and Quality (AHRQ) estimates that the direct
medical costs (total of all health care costs) for cancer in the US in 2011
were $88.7 billion.
·
50% of this cost is for hospital
outpatient or doctor office visits
·
35% of this cost is for inpatient
hospital stays
·
11% of this cost is for prescription
drugs
*PLEASE NOTE: These estimates are based on a set of large-scale
surveys of individuals and their medical providers called the Medical
Expenditure Panel Survey (MEPS). Estimates were accessed directly from the MEPS
website, www.meps.ahrq.gov/mepsweb/.
One of the major costs of cancer is cancer treatment. But lack
of health insurance and other barriers to health
care prevent many Americans from getting optimal health care.
·
According to the US Census Bureau,
about 48 million people (15.4%) in the US were uninsured in 2012.
·
About 10% of children in the United
States had no health insurance coverage in 2012.
And according to Cancer Facts & Figures 2015,
“Uninsured patients and those from ethnic minorities are substantially more
likely to be diagnosed with cancer at a later stage, when treatment can be more
extensive, more costly, and less successful.”
This year, about 589,430
US residents are expected to die of cancer – that’s more than 1,600 people a
day. Cancer is the second most common cause of death in the US, exceeded only
by heart disease. Cancer accounts for nearly 1 out of every 4 deaths in the
United States.
Cancer costs us billions
of dollars. It also costs us the people we love. Reducing barriers to cancer
care is critical in the fight to eliminate suffering and death due to cancer.
References
American Cancer Society. Cancer Facts & Figures 2015.
Atlanta, Ga. 2015.
Last Medical Review: 04/15/2015
Last Revised: 04/15/2015
Last Revised: 04/15/2015
How
can we help? || SBS Client Testimonies:
1. "I am 70 years old and on Medicare. I also have a good
Medicare supplement. When I was diagnosed with Cervical cancer 3 years ago. I
knew the medical bills would be covered. However, the treatment, (Chemo
therapy and radiation for 8 weeks) was at a cancer center 180 miles from
home. That’s when I found out how valuable my cancer insurance proved to
be. The motel bill for two months, the travel expenses, eating out, even
someone to take care of the house while we were gone were all taken care
of with the funds we received from the cancer insurance policy. Our
daughter took time off work to be with me and we were able to cover her
expenses too. We had the peace of mind that all the unexpected expenses
were covered. It was a stressful time but the cancer insurance sure eased the
financial burden."
- Virginia (Missouri)
2. "I have carried
Medicare Supplement Insurance with SBS for 8 years. When my agent spoke
to my husband and I about the value of a cancer policy, and we saw how
inexpensive the coverage was, we decided to move forward with the
plans even though we knew our supplements would cover the majority of the
medical bills. Less than 3 years after purchasing the policy I was diagnosed
with breast cancer. Within 2 months of filing the claim after my
diagnosis, I had a check in my hands from GTL Insurance Company for $5,000.
That money was such a blessing at a time that was
both financially and emotionally difficult!"
- Lula Bell U. (Missouri)
3. "I purchased my GTL cancer plan in
November of 2010. By September of 2011 I had been diagnosed
with internal cancer. I was so relieved when I received my $5,000
check from my cancer plan, after having the policy for less than a year!
We were under such serious financial strain at the time, with our
home recently being condemned because of black mold, we didn't know what we
were going to do. We were able to use that money for the deposit and
rent on a new apartment. I can't thank our agent enough for stressing
the importance of carrying cancer insurance."
-Georgia S. (Missouri)
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