Monday, December 4, 2017

December = Safe Toys & Gifts Month

December is Safe Toys and Gifts Month


According to the U.S. Consumer Product Safety Commission, hospital emergency rooms treated an estimated 251,700 toy-related injuries in 2010 throughout the United States. 72% were to people less than 15 years of age. Additionally, in 2007 alone, toymakers recalled over 19 million toys worldwide because of safety concerns such as lead paint and small magnets.
When it comes to toys and gifts, the excitement and desire to get your children their favorite toys may cause shoppers to forget about safety factors associated with them. Before you make these purchases, it is critical to remember to consider the safety and age range of the toys.
Prevent Blindness America has declared December as Safe Toys and Gifts Awareness Month.  The group encourages everyone to consider if the toys they wish to give suits the age and individual skills and abilities of the individual child who will receive it, especially for infants and children under age three.
This holiday season (and beyond), please consider the following guidelines for choosing safe toys for all ages:
  • Inspect all toys before purchasing. Avoid those that shoot or include parts that fly off. The toy should have no sharp edges or points and should be sturdy enough to withstand impact without breaking, being crushed, or being pulled apart easily.
  • When purchasing toys for children with special needs try to:  Choose toys that may appeal to different senses such as sound, movement, and texture; consider interactive toys to allow the child to play with others; and think about the size of the toy and the position a child would need to be in to play with it. Consult the “AblePlay” website at for more information.
  • Be diligent about inspecting toys your child has received. Check them for age, skill level, and developmental appropriateness before allowing them to be played with.
  • Look for labels that assure you the toys have passed a safety inspection – “ATSM” means the toy has met the American Society for Testing and Materials standards.
  • Gifts of sports equipment should always be accompanied by protective gear (give a helmet with the skateboard)
  • Keep kids safe from lead in toys by:  Educating yourself about lead exposure from toys, symptoms of lead poisoning, and what kinds of toys have been recalled; being aware that old toys may be more likely to contain lead in the paint; having your children wash their hands frequently and calling your doctor if you suspect your child has been exposed to lead. Consult the last two websites listed below for more information.
  • Do NOT give toys with small parts (including magnets and “button” batteries which can cause serious injury or death if ingested) to young children as they tend to put things in their mouths, increasing the risk of choking. If the piece can fit inside a toilet paper roll, it is not appropriate for kids under age three.
  • Do NOT give toys with ropes and cords or heating elements
  • Do NOT give crayons and markers unless they are labeled “nontoxic”.
For more information:

Friday, November 24, 2017

Alzheimer's Awareness


Every 70 seconds, another American family is affected by Alzheimer’s

Alzheimer’s is a complex neurological disease that is the most common form of dementia.  More than 5 million people in the United States have Alzheimer’s and more than 10 million are caring for a loved one with the disease.
Many of us here at Fisher Center Foundation know the devastation of Alzheimer’s firsthand.  Our families, like yours, have had to make so many difficult decisions about a loved one’s long-term care, financial assets and both physical and mental health.  Dealing with Alzheimer’s is not an easy task and, because Alzheimer’s affects each sufferer and caregiver differently, there is never one right way to cope.
As we honor our loved ones this November, Alzheimer’s Awareness Month, we would like to offer you the opportunity to arm yourself with the best information on Alzheimer’s disease.  A better understanding of the disease can prepare you for the road ahead.  We have also revised our Caregivers Corner to include up to date information that will help if you are caring for someone with Alzheimer’s.  We hope that you find the information useful and that you gain a better understanding of this disease.
A great way to honor those you love during Alzheimer’s Awareness Month is to make a donation in their name.  Donate Online to make Alzheimer’s nothing but a memory for everyone.
Thank you for visiting and we hope that you have a happy and healthy November.
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Friday, November 10, 2017

Veterans Day

Veterans Day is approaching and here at Senior Benefit Services, we’re very appreciative of those who have served this great country of ours. 

The SBS family would like to take this moment to thank the 20.4 million veterans and the 1.3 million active duty members this Veterans Day. 

We were curious about the origins of Veterans Day and thought you might be too...
Veterans Day, formerly known as Armistice Day, was originally set as a U.S. holiday to honor the end of World War I. In 1938 United Sates Legislation approved Armistice Day, a day “dedicated to the cause of world peace and to be hereafter celebrated and known as Armistice Day." In 1954, after World War II and the Korean War, Congress amended the Act of 1938 by removing the word Armistice and inserting the word Veterans. Veterans Day honors military veterans with parades, speeches, and other celebratory events across the nation to honor and celebrate those who have served.

Senior Benefit Services would like to recognize and thank our team members, Tom and Brett, for their service to our country:

Tom Weislocher

Tom was drafted during the Vietnam War and served in the United Sates Army from 1970-1972. Tom was a Spec4, radio and radio-teletype operator, cryptographic communications specialist.  Tom was stationed in Vicenza, Italy, and had the opportunity to return on a bicycle tour in 2011 and reconnect with the country and old friends.

Brett Winter

Brett enlisted in the Navy in 2008 and is currently enlisted in the Navy Reserves. Brett is 2nd Class Petty Officer. Brett worked as a Plane Captain and assisted pilots in takeoff and landing, and repaired planes. Brett has worked several air shows, and has performed maintenance on the Blue Angels Fleet. Through the Navy Brett has been stationed in New Orleans, Guam, and several other locations including Naval Air Station Fallon also known as “TOPGUN.”

Thank you for all you have done for your country, families and the SBS Family!

Senior Benefit Services
Written by Olivia Helmandollar

Monday, October 30, 2017

Wednesday, October 18, 2017

Medicare Glossary

The Must-Read Medicare Glossary

A reference tool for some of the most commonly used Medicare terms

There are key terms you should know when researching Medicare options.
Medicare: The federal program that helps people over 65 and some people with disabilities pay for their health care. It is structured as an insurance program with several “parts.” Each covers a different type of cost.

Part A: Covers hospital stays, selected costs of continuing care after a hospital stay, some home health services and hospice.
Part B: Covers doctor visits and services, preventive care, lab tests and screenings, medical equipment and supplies, and some home health care.
Part C: Allows private health insurance companies to provide Medicare benefits. Known as Medicare Advantage plans, they are often HMOs or PPOs offering comprehensive health coverage that includes the services covered by parts A and B and sometimes more. Most also cover prescription drugs (Part D).
Part D: Covers outpatient prescription drug costs.
Supplemental Insurance, also known as Medigap: This is optional private insurance that Medicare recipients can buy to pay for out-of-pocket expenses (such as coinsurance costs) that traditional Medicare doesn’t cover. 
Coinsurance: The percentage of the cost that you pay for a medical service or equipment. For example, for many Part B services, Medicare pays 80 percent of the cost; your coinsurance in those cases is 20 percent.
Copay: A specific dollar amount that you pay as your share of the cost of a medical service or equipment. For example, in a Medicare Advantage plan, you might have a $25 copay for a doctor visit; under Part D, you might have $10 copay for a particular prescription each time you get a refill.
Coverage gap: Also called the doughnut hole, this kicks in when you and your prescription drug plan costs reach a coverage limit that the government sets each year — $3,750 for 2018. After that, you pay a larger share of your prescription drug costs until your out-of-pocket costs reach a government-set threshold — $5,000 in 2018. After that, the government picks up most of the tab for your drugs. Under the Affordable Care Act, this coverage gap will be eliminated in 2020.
Deductible: The amount you must pay before insurance pays anything. For example, the Part B deductible in 2017 was $183; that means you must pay for the first $183 in expenses that fall under Part B before it will begin covering costs. 

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Wednesday, September 20, 2017

Flu Shots, do they really work?

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Benefit Awareness News | September 2017

Do flu shots really work? Yes! Here’s how

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Don’t wait. Get your flu shot from a network provider as soon as it’s available. Here’s how to find a flu shot near you. Be sure to bring your health plan ID card with you. And tell your provider the flu shot is covered under your medical benefits, not your pharmacy benefits.

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Colds and the flu have some similar symptoms. So it isn’t always easy to know which one you have. With a Virtual Visit, you can see a doctor from the comfort of your home or on the go. Connect with a doctor from your mobile device or computer 24/7.

Preventive vs. diagnostic care. Can you tell the difference? Take the Quiz.
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